Why Safe Harbor
Maximize savings
Owners and other key employees can contribute the maximum allowed by law resulting in higher savings and lower current taxes.
Simplify compliance
Bypass stringent and complex IRS non-discrimination tests such as the ADP test, ACP test, and Top-Heavy test; and avoid annoying refunds.
Reduce taxes
Safe Harbor contributions are required, but they have the benefit of being a tax deductible expense to your business.